Life Insurance

It’s not something that any of us like to think about…what if you unexpectedly pass away next week…next month…next year?  Would your family be able to survive financially without you?  Would they be able to afford the mortgage and stay in your home?  Would your kids be able to go to college?  Would your surviving spouse be able to pay off debts, cover childcare expenses, put food on the table, cover medical bills, and maintain the lifestyle that your family has become accustomed to?  Are you a business owner?  Would your business survive without you?  Would your business be able to carry on and continue to provide income for your family in the event of your untimely passing?  If you lost a key employee, would you be in a position to replace that employee and the value that they bring to your business?

Protecting yourself, your family, and your business with life insurance allows you to answer yes to any of these tough questions.  You protect your car against an unexpected accident with auto insurance.  You protect your health against unexpected medical concerns with health insurance.  And you protect your home against the unexpected with homeowners insurance.  Are you protecting your family against the ultimate unknown with life insurance?  

Protecting your family and securing their future well-being through life insurance is likely easier and more affordable than you may think.  At Forefront Insurance Group, we are insurance brokers, and we are not tied to any one company.  We have established relationships with dozens of the top-rated life insurance carriers in the industry which allows us to find the best policy at the best rate for your unique situation.  This is important!  Shopping for life insurance with a single life insurance company, or through a captive agent that only deals with one or a limited number of life insurance carriers will not allow you the opportunity to find the best policy to match your needs.  We take the time to learn about your needs, help you assess your situation, and work together with you to find the best solution for the needs of you and your family.  Do you know how much death benefit you need to protect your family or your business?  Do you know if term or permanent life insurance will best match your needs?  We are here to help!

No two individuals are exactly alike, and there should never be a one size fits all approach to life insurance. A 30 year old just starting a family will have different needs than a 55 year old approaching retirement.  The best life insurance carrier for a healthy 40 year old female needing $500,000 of life insurance coverage will likely be completely different than the best life insurance carrier for a 40 year male being treated for high blood pressure and high cholesterol needing $3,000,000 of life insurance coverage to protect his family.  Working with a knowledgeable and experienced life insurance broker that works with numerous top rated life insurance companies is key to helping you find the right policy and the right coverage, at the best possible rate to match your unique situation.  Forefront Insurance Group is here to help, and we would love to be your life insurance broker.

Please contact us at any time to discuss your life insurance needs or schedule a free, no obligation life insurance assessment and review.